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Express Deposit

No more running to the branch to deposit a check at the end of the workday — or taking valuable relaxation time out of the weekend to run one more errand!

Get some time back with free Express Deposit — a fast and easy way to deposit checks from your camera-equipped smartphone or tablet.* Get quick access to your funds with this convenient service, and enjoy the extra time you’ll save for other items on your to-do list (or for relaxation!). Download the app today!

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  • Fast, free, and secure service for customers enrolled in online banking
  • Deposit checks anywhere, anytime
  • Download the free app for your iPhone®or Android™ device
  • App accurately extracts payment information
  • Save valuable time and effort; avoid an extra trip to a branch
  • Log-in security and data encryption ensures your information is always safe
  • Available to personal and business customers

Getting Started

  1. Download the Express Deposit app.
  2. Open the app on your device and key in the deposit amount.
  3. Endorse your checks and take pictures with phone as directed.
  4. Submit it!

Within seconds you’ll see confirmation that the deposit was received — it’s that easy!

Important Endorsement Requirements

  1. "Remote Deposit Only" or "Mobile Deposit Only" must be signed on the back of the check
  2. Signature
  3. Account number where check is being deposited 

If any of these items are missing from the back of the check, the check will be held for manual review. 

Deposit Cut-Off Times

Any check deposited BEFORE 4:30pm on any business day will be processed the following business day. 

Any check deposited AFTER 4:30pm on any business day will be processed in 2 business days. 


Personal Accounts - Free

Business Accounts - $0.50 per check 

*Daily deposit amounts are determined by credit union

Click the link below to learn more about the HFCU Express Deposit app! 

Learn More

Express Deposit

*Applications are available for iPhone® and Android™ devices.