Skip to content

APY = Annual Percentage Yield. Rates effective as of February 19, 2019. Fees may reduce earnings. Click Here to view our full Truth-in-Savings Disclosures Rates and Fee Schedule.

APR = Annual Percentage Rate. Rates effective as on September 26, 2018. To apply, view our loans page.

Share Savings Learn More

Interest Rate APY Term
0.15%^ 0.15% N/A

^Dividend declared by the Board and posted to all share savings accounts on a quarterly basis. Minimum primary share requirement $10.00.

Money Market Account Learn More

Minimum Balance Interest Rate APY Term
$2,500 0.20% 0.20% N/A
$10,000 0.20% 0.20% N/A
$25,000 0.30% 0.30% N/A
$50,000 0.40% 0.40% N/A

Term Share Certificates (CDs) Learn More

Term Interest Rate APY Minimum Balance
6 Month 0.25% 0.25% $1,000
1 Year* 0.35% 0.35% $1,000
2 Year 1.76% 1.79% $1,000
3 Year^ 2.02% 2.05% $1,000
4 Year 2.25% 2.27% $1,000
5 Year  2.50% 2.53% $1,000

*1 Year 75th Anniversary Special Certificate Builder

^3 Year 75th Anniversary Special Certificate

Early withdrawal penalty may apply for all cd's

IRA Savings Learn More

Minimum Balance APY Term
$50 0.90% N/A

Collateral Financing

Term APR
Up to 36 Months As Low As 2.99%
37-60 Months As Low As 3.74%
61-72 Months As Low As 4.24%
73-84 Months As Low As 5.24%
85-96 Months As Low As 6.24%

Up to 120% financing available up to 72 months term. 100% financing on extended terms based on collateral and additional requirements. 72 month financing at 3.99% A.P.R equals $15.64 per $1000.00 financed.

Examples: New & Used Vehicles

Term APR
Up to 36 Months As Low As 3.49%
37-72 Months As Low As 4.24%
73-96 Months As Low As 5.24%
97-120 Months (Minimum $25k) As Low As 5.99%
121-180 Months (Minimum $30k) As Low As 7.74% 

Up to 120% financing available up to 72 months term. 100% financing on extended terms.72 month financing at 4.99% A.P.R equals $16.10 per $1000.00 financed. 2008 and Newer Loan to Value based on NADA Retail.

Examples:  Travel Trailers, Boats, Motor Homes, Recreational Vehicles (including ATV's, Snowmobiles, Motorcycles, Jet Skis)

Other Loans

Loan Type APR
Unsecured Closed End As Low As 10.00%
Home Equity Line of Credit As Low As 4.50%