Personal Checking

Get checking you deserve — with no monthly service fee and a range of free, convenient services.

Free Kasasa Cash Back Checking

Imagine getting paid to shop. That’s what you can expect with free Kasasa Cash Back® checking. Earn up to $7.50 in cash back* each month on everyday debit card purchases. And no category restrictions means you aren’t stuck just buying gas or groceries to earn your cash back.

You’ll also enjoy refunds on your ATM fees, nationwide* — plus your account is, and always will be, free!

NOTE: Kasasa Cash Back checking accounts take 24 hours to update after switch

Summary
  • Free checking that pays you back
  • 2.5% cash back on debit card purchases*
    • No category restrictions on purchases
    • Cash back earned on up to $300 in purchases monthly
    • Earn up to $7.50 cash back per month
  • Refunds on ATM fees, nationwide (up to $5 monthly)*
  • No monthly service fee
  • No minimum balance to earn rewards
  • Free online banking & bill pay
  • Free account alerts
  • Free E-Statements
  • Free mobile banking
  • Free telephone banking
  • Free MasterCard® debit card
  • Unlimited check writing
  • No minimum deposit to open

Earning Your Rewards is Simple

Qualifying is so easy, you’ll barely even need to give it a second thought! To earn your rewards, just do the following transactions and activities in your Kasasa Cash Back account during each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive E-Statements
  • Be enrolled in and log into online banking

That’s it. And don’t worry if you don’t qualify one month — your account is still free, and you can get back to earning refunds on ATM fees, plus cash back, the very next cycle.

Free Kasasa Cash Back Checking

Qualifications Information:  To earn your rewards just do the following transactions and activities in your Kasasa Cash Back account during each Monthly Qualification Cycle:

  • Have at least 12 PIN-based, signature-based debit card purchases, post and settle 
  • Maintain a valid email address on record with credit union
  • Be enrolled in and agree to receive e-statements
  • Be enrolled in and log into online banking 

*Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards.  The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our credit union as ATM transactions. Also, non-retail payment transactions and purchases made with debit cards not issued by our credit union do not count towards earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.

Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive (1) 2.50% cash back on up to a total of $300.00 PIN-based/signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $7.50 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements up to $5.00 for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified.  When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of statement cycle. Rates and rewards are variable and may change after account is opened.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. Monthly usage of online banking and receipt of electronic statements are conditions of this account. Enrollment in electronic services (e.g. online banking, electronic statements, and log-ons may be required to meet some of the account’s qualifications). Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our credit union service representatives for additional information, details, restrictions, processing limitations and enrollment instructions.  Federally insured by NCUA. Kasasa and Kasasa Cash Back are trademarks of Kasasa, registered in the U.S.A.