We have just the right loan for your need — get a competitive rate and terms that fit any budget.
You’ve put so much into your home — now get something back. Finance a wide array of needs, including college tuition, vacations, and consolidating debt, using the equity you’ve built within your home as collateral.
We offer both home equity loans and lines of credit. Both feature competitive rates, and, as with any loan from Centricity CU, friendly service that is customized to suit your unique needs.
A HELOC acts as a personal line of credit that you only have to apply for once. Once approved, you can meet all kinds of ongoing or one-time needs like home and garden projects. This option is perfect if you prefer to borrow smaller sums as your endeavors progress.
*Consult a tax advisor.
**Standard draw period 5 years; may be extended with Credit Union approval