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Auto & Recreational Vehicle Loans

With an auto loan from Centricity CU, the hardest part of buying your vehicle will be choosing the color. We offer competitively low rates on new and used vehicles — so you can get the exact car or truck you want. Don’t forget to have some fun in the sun (or snow) with loans for motorcycles, boats, snowmobiles, ATVs, and more.

We also offer vehicle refinancing. Get up to 100% financing of another lender’s loan balance, so you can potentially lower your monthly payments. Contact us today to learn more!

Financial Calculators

  • Competitive, low fixed rates on new or used autos and recreational vehicles:
    • Auto/truck
    • Boat, motor, and trailer
    • Motorcycle
    • Snowmobile
    • ATVs
  • A wide range of terms customized to your unique situation
  • Pre-approval available for extra bargaining power at the dealership
  • Refinance your current vehicle to potentially lower your rate and up to $150* cash back!
  • Local decision-making and processing
  • Attentive, friendly service from start to finish

Auto & Recreational Vehicle Loans

Please note, CCU does not do loans for marked or salvaged titles.

*Refinanced auto loans over $10,000.00 will receive a $150.00 bonus. refinanced auto loans under $10,000.00 will receive a $75.00 bonus. Loan must be more than $5,000.00 to qualify for cash back bonus. The bonus will be deposited into savings account 30 days after loan closing.

APR = Annual Percentage Rate. Rates may vary based of creditworthiness. Conditions may apply. Member eligibility required.