Rates

View rates for several of our accounts to help you choose the best one for you.

APY = Annual Percentage Yield. Rates effective as of February 19, 2019. Fees may reduce earnings. Click Here to view our full Truth-in-Savings Disclosures Rates and Fee Schedule.

APR = Annual Percentage Rate. Rates effective as on September 26, 2018. To apply, view our loans page.

Share Savings

Interest Rate Annual Percentage Yield (APY) Term
0.15%^ 0.15% N/A

^Dividend declared by the Board and posted to all share savings accounts on a quarterly basis. Minimum primary share requirement $10.00.

Money Market Account

Interest Rate Annual Percentage Yield (APY) Term Minimum Balance
0.20% 0.20% N/A $2500
0.20% 0.20% N/A $10,000
0.30% 0.30% N/A $25,000
0.40% 0.40% N/A $50,000

Term Share Certificates (CDs)

Interest Rate Annual Percentage Yield (APY) Term Minimum Balance
0.25% 0.25% 6 Month $1000
0.35% 0.35% 1 Year* $1000
1.76% 1.79% 2 Year $1000
2.02% 2.05% 3 Year^ $1000
2.25% 2.27% 4 Year $1000
2.50% 2.53% 5 Year $1000

*1 Year 75th Anniversary Special Certificate Builder

^3 Year 75th Anniversary Special Certificate

Early withdrawal penalty may apply for all cd's

IRA Savings

APY Term Minimum Balance
0.90% N/A $50

Collateral Financing

Up to 120% financing available up to 72 months term. 100% financing on extended terms based on collateral and additional requirements. 72 month financing at 3.99% A.P.R equals $15.64 per $1000.00 financed.

Examples: New & Used Vehicles

Term APR
up to 36 Months As Low As
2.99%
37-60 Months As Low As
3.74%
61-72 Months As Low As
4.24%
73-84 Months As Low As
5.24%
85-96 Months As Low As
6.24%


Up to 120% financing available up to 72 months term. 100% financing on extended terms.72 month financing at 4.99% A.P.R equals $16.10 per $1000.00 financed. 2008 and Newer Loan to Value based on NADA Retail.

Examples:  Travel Trailers, Boats, Motor Homes, Recreational Vehicles (including ATV's, Snowmobiles, Motorcycles, Jet Skis)

Term APR
Up to 36 Months As Low As
3.49%
37-60 Months As Low As
4.24%
61-96 Months As Low As
5.24%
97-144 Months (Minimum $20k) As Low As
6.99%
145-180 Months (Minimum $25K) As Low As
8.24%

Unsecured Closed End

APR
As Low As
10.00%

Line of Credit

Product APR
Home Equity As Low As 4.50%